Introduction

We are committed to the continual development of innovative Commercial Strata products offering you superior protection. Our policies are tailored specifically for the unique needs of the strata market and provide comprehensive covers.


Product Features

Our comprehensive, 13-section commercial strata policy provides coverage associated with:

  • Accidental Damage, Physical Loss, or Destruction of your building or common contents
  • Breakage of Glass
  • Loss or damage of property as a result of theft or attempted theft
  • Legal liability for Owners Corporation/Body Corporate
  • Loss following fraudulent misappropriation of funds
  • Office Bearers liability
  • Injury of Voluntary Workers
  • Government Audit Costs for your financial affairs
  • Legal expenses following proceedings brought against you
  • Legal expenses for Workplace Health and Safety Breaches
  • Machinery Breakdown
  • Lot-owner improvements
  • Workers Compensation

Key Features

  • Storm surge cover resultant from named cyclone
  • Automatic 15% Loss of Rent cover (additional 15% available)
  • Liability cover for Members, Volunteers, Voluntary Workers and Fire Wardens
  • Liability and Office Bearers’ cover for your Strata Manager whilst acting in the Body Corporate’s capacity      
  • Strata Manager Defence costs
  • Office Bearers’ cover extended up to 30 days following expiry
  • Office Bearers’ cover including automatic reinstatement of sum insured
  • Office Bearers' cover for unintentional acts outside of authority
  • Office Bearers' cover for your unintentional decision not to effect and maintain insurance as required under your strata legislation
  • Automatic Paint and Wall Covering cover (NSW/ACT)
  • Optional Catastrophe cover
  • Optional Floating Floor cover

*Flood cover considered on request